Why Compare With LowestQuotes.com?

After a decade of experience in the insurance tech industry, our team came together to address a trend that we did not like. We saw far too many people spending far too much time searching for auto insurance, and spending far too much money by going with the wrong company. So we built LowestQuotes.com to make it as simple as possible to shop and save on auto insurance!

We’re Autonomous

As we are not affiliated with any of the insurance carriers we present, our only mission is to provide you with an unbiased selection of the most relevant and affordable options.

We’re Efficient

Forget about the time-wasting ordeals of the past, with long forms and endless questions. Getting insurance through our system is faster than you can get yourself into trouble.

We’re Secure

We go to great lengths to make sure that all the information you provide us is safe and private behind the most sophisticated encryption software. Because your privacy is our concern.

We’re Experienced

Connecting thousands of Americans to their right policies on a daily basis. That is all we do. We give you the right information to help you make the right choices. It works.

We know that cost is the number one reason why people shop for auto insurance as most of them believe they are paying too much for their current coverage. To help, we’ve listed out some ways to help get you the cheapest quotes on car insurance.

Change your deductible

A general rule in the insurance world is if the vehicle you own is worth less than $4,000, you can consider dropping collision and comprehensive (i.e. full coverage) insurance. The reasoning is simple: the after-market value of your vehicle isn’t worth the cost to insure it. However, if you’re like the 50% of our customers that lease or finance your vehicle, you’re usually required to keep full coverage. If it’s necessary for you to have full auto insurance coverage but you want to save money, consider raising your deductible.

Use car insurance discounts

Some car insurance discounts are automatically added to your auto insurance quote when they pull your driving report, but you should always make sure they’re not missing anything. Below are some potential discounts that may help get you the cheapest quote.

Bundling

Bundle two or more insurance policies (ex. home and auto) and save as much as 20%

Good Driver

Insurance companies love to reward good drivers! If you have gone accident and DUI-free for 3 years, you may qualify for huge savings!

Hybrid Vehicles

While you’re saving on gas, you can also save on insurance!

Compare auto insurance rates

Generally speaking, you should compare car insurance quotes every six months to make sure you’re with the right insurance company. Even if nothing changes with you, your rates could go up for a number of reasons during that timeframe. However, there are a few life events that could qualify you for cheaper rates that include moving to a new state, adding a new vehicle to your policy, getting married and even getting older.

If you find a cheaper rate elsewhere (ideally for the same coverage), cancel your current policy and move on to the new insurer as soon as you can. For most companies, the process to cancel is very straightforward. Depending upon how much time you have left in your auto insurance policy, the remaining premium can be refunded back to you.

1. Answer Questions

We’ll ask you some questions about yourself and the insurance coverage you want.

2. Compare Rates

We’ll sort through over 80 insurance companies and find the best rates available in your area. We’ll even check for discounts.

3. Find Coverage

Review the offers and find the coverage that is right for you. The best part is that it’s 100% free and only takes a few minutes.

Ready to See How Much You Can Save Today?

*LowestQuotes.com is not affiliated with any state or government agency. Advertised example rates are returned based on the driver’s self-reported data, by comparing their current reported premium against their new policy premium, and the driver meeting certain criteria. Also, safe driver and other discounts may have been applied to achieve the advertised rate, which may not be available to the average consumer. Your actual quoted rate may vary greatly and may be subject to adjustment based on verification of your self-reported data.